SYSTEM NOTE: ARTIST ALLEY MOGUL
You sell portraits, prints, and protection, in that order. When a customer takes damage, you take it personally, and then you take a commission. Please stop invoicing the party.
Parent class: Bard
Feature levels: 3, 6, 14
Features
Level 3 — Portable Enterprise
Gain proficiency with Painter’s Supplies and one other Artisan’s Tool. Shield is always prepared; cast it once without a slot per Long Rest.
Level 3 — Customer Protection
When a creature you can see within 60 feet takes damage, use your Reaction and expend one Bardic Inspiration use. Roll that die and reduce the damage by the roll + Charisma modifier, minimum 1.
Level 6 — Hard to Corner
After Customer Protection, its target can immediately use its Reaction to move up to half its Speed without provoking opportunity attacks.
Level 14 — Premium Coverage
Customer Protection reduces damage by two rolls of your Bardic Inspiration die + Charisma modifier. When you roll initiative with no Bardic Inspiration uses remaining, regain one use.
Notes
Negotiated discounts remain roleplay outcomes. This subclass does not create compound interest or resale loops.